Bankruptcy Lawyer in Valencia CA

Request a Consultation with an Experienced Bankruptcy Lawyer in Valencia CA

What are the attributes you insist on when hiring a Bankruptcy Lawyer in Valencia CA? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.

How Could Chapter 7 Bankruptcy Work for You?

Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. A “means test” will be used to determine whether or not your case qualifies for Chapter 7 bankruptcy if the majority of your debts are consumer-related.

Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. The judge will then decide whether or not to dismiss your bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.

Will Chapter 13 Bankruptcy Work Best for Your Case?

Chapter 13 is another option that a bankruptcy lawyer in Valencia CA, might suggest. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.

There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.

Choose a Bankruptcy Lawyer in Valencia CA That Offers a Number of Advantages

There are several advantages to choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Valencia CA. First and foremost, you will appreciate our experience.

Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. We also offer you the full experience of working with an lawyer but without the exorbitant fees you might be expecting. Trust us for low, low fees while also getting the best in service and satisfaction.

We Offer Exceptional Help in Several Counties

You will have access to our team of lawyers, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. Call Winterbotham Parham Teeple, a PC now at 800.400.9000 to schedule a consultation with a bankruptcy lawyer in Valencia CA.