Request a Consultation with an Experienced Bankruptcy Lawyer in Palmdale CA
If you have never hired a Bankruptcy Lawyer in Palmdale CA before, you might not know what you should look for. If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
If your income is greater than the median income for the state of residence and family size, in some cases, creditors have the right to file a motion requesting that the court dismiss your case. It is up to the court to decide whether the case should be dismissed. Most general unsecured debts, such as credit card debt, can be discharged under Chapter 7.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The second choice that a bankruptcy lawyer in Palmdale CA, is likely to suggest is chapter 13 bankruptcy. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
In some circumstances, we might advise Chapter 13. Instances where clients desire to pay all or part of their debt, are overdue on real estate payments, want to prevent foreclosure, want to save their homes, want to safeguard non-exempt assets, or have significant tax, student loan, child support, or other specific types of debt are a few instances.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Lawyer in Palmdale CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Palmdale CA, means selecting a company that provides a host of advantages. First and foremost, you will appreciate our experience.
We have helped upwards of 150,000 clients since our founding in 1978. You may rely on us to provide full-service care without charging you exorbitant prices. Trust us for low, low fees while also getting the best in service and satisfaction.
Call On Us for Help in Several Counties
You will have access to our team of lawyers, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We can assist residents of Los Angeles, Orange, Riverside, or San Bernardino counties. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy lawyer in Palmdale CA.