Get the Help You Need from a Bankruptcy Lawyer in Ontario CA
When you are looking for a Bankruptcy Lawyer in Ontario CA, what are you looking for? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Does Chapter 7 Bankruptcy Make the Most Sense in Your Case?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. It is up to the court to decide whether the case should be dismissed. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The second choice that a bankruptcy lawyer in Ontario CA, is likely to suggest is chapter 13 bankruptcy. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
In some circumstances, we might advise Chapter 13. Instances where clients desire to pay all or part of their debt, are overdue on real estate payments, want to prevent foreclosure, want to save their homes, want to safeguard non-exempt assets, or have significant tax, student loan, child support, or other specific types of debt are a few instances.
Choose a Bankruptcy Lawyer in Ontario CA That Offers a Number of Advantages
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Ontario CA, means selecting a company that provides a host of advantages. First and foremost, you will appreciate our experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. With us, you receive incredibly affordable prices along with top-notch service and satisfaction.
We Offer Exceptional Help in Several Counties
Our team of lawyers, senior paralegals, and highly skilled employees will be available to you, and they can offer the best solution for your present financial problems. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. To schedule a consultation with a bankruptcy lawyer in Ontario CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.