Get Help from a Foreclosure Attorney in Huntington Beach CA
What qualities are you looking for in a Foreclosure Attorney in Huntington Beach CA? If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Understanding California Foreclosures
California, like the majority of western states, uses a “non-judicial” foreclosure process in which a trustee notifies the homeowner via a series of legal notifications before eventually taking possession of the property without the involvement of a judge. The non-judicial sale occurs, which terminates the majority of legal rights of the homeowner, and the property is transferred to the buyer, or, if the property is not sold, it is transferred back to the lender. The further behind a property owner becomes on their payments, the more likely they are to have foreclosure proceedings begin.
Homes Fall into Foreclosure for Many Reasons
Lenders often portray anyone whose home is in foreclosure as irresponsible. This is often untrue.
There are many reasons a person might become behind on their mortgage payments. Examples include getting divorced, changes in income or job loss, illness and other medical issues, changes to their mortgage terms, and death of a loved one.
The Basics of the Process of Foreclosure and How You Can Get Relief with the Help of an Experienced Foreclosure Attorney in Huntington Beach CA
Your lender has the right to send you a Notice of Default after at least one missing mortgage payment. You will then have a grace period in which to pay the lender the amount owed or sell the property for less than its value.
In the event that you can’t or don’t sell your home, and you cannot pay back mortgage payments or come to an agreement with the lender, your home can be sold at an auction. If no one buys it at the sale, then the homeowner is evicted and the lender owns the property. This is what a foreclosure attorney in Huntington Beach CA can help you avoid.
You Have Found a Foreclosure Attorney in Huntington Beach CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your Foreclosure Attorney in Huntington Beach CA, means selecting a company that provides a host of advantages. You will, first and foremost, value our expertise.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. You may rely on us to provide full-service care without charging you exorbitant prices. Count on us for incredibly low prices and the greatest customer service.
We Serve the Greater Los Angeles Area
You will have access to our team of attorneys, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors.
If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. To schedule a consultation with a Foreclosure Attorney in Huntington Beach CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.