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Debt Relief is a federal remedy that helps people out of debt when debts become unmanageable. See the below information for debt relief alternatives that may suit your needs.

With limited exceptions, ยง 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief on or after October 17, 2005, receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis.

The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. Winterbotham Parham Teeple, a PC will provide you a list that you may consult of the approved budget and credit counseling agencies.

Winterbotham Parham Teeple, a PC is one of the most Experienced Bankruptcy Law Firms in Southern California. We provide legal assistance to those seeking relief under the United States Bankruptcy Code, in Southern California. We have been doing so proudly for over 30 years.

Debt Relief Our offices are located in Los Angeles, Orange, Riverside & San Bernardino counties of California.

Debt Relief Help Notice
Debt Relief is still available under the new reform act laws.

Bankruptcy Reform has become a reality. On April 20, 2005, President Bush signed the Bankruptcy Abuse Prevention, Consumer Protection Act, which has changed bankruptcy as we now know it. The new bankruptcy law has been in effect since October 17 of 2005. However, Bankruptcy has not gone away nor will it. If you feel Debt Relief (Bankruptcy) is an avenue you need to explore it is imperative that you contact us to examine your situation.

Please do not be afraid of Debt Relief – We Can Help! Contact us to find out more.

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Bankruptcy and Debt Relief Attorneys

Bankruptcy - Chapter 7

Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a "means test" designed to determine whether the case should be permitted to proceed....

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Debt Reduction - Chapter 13

Chapter 13 is designed for individuals with regular income who would like to pay all or part of their debts in installments over a period of time. You are only eligible for Chapter 13 if your debts do not exceed certain dollar amounts set forth in the Bankruptcy Code....

Read More about Chapter 13