Aug 15, 2012
I remember as a child in school, reading about the “Great Depression”. I particularly remember a black and white photo of a farmer and his children running through their farm as a huge sand storm blew through. The “Great Depression” was an interesting subject for me...
Aug 8, 2012
Okay, you have done everything known to man to stop the pending foreclosure of your property. Or, perhaps, your home has been on the market for months and no one is making an offer that’s even close to the current amount you owe on the property. Consider the Short...
Aug 1, 2012
According to “definition”, poverty is an annual income of a little over $11,000 for one person or $22,000 for a family of four. I am not sure where this number comes from, but it is currently the number that will officially call you impoverished. Seems like if this...
Jun 27, 2012
It’s hard to find an area that has been harder hit by the current recession than Las Vegas. At the onset of the mortgage fiasco, Las Vegas was the fastest growing city in the United States. Houses were being constructed at break neck speed, and people were moving...
Jun 13, 2012
Well, it happened. Your debt load was just too much and you had no choice but to file bankruptcy. Don’t feel bad. Over 1.4 million bankruptcies were filed in 2011 alone. In fact, many famous people have filed for bankruptcy protection. Cyndi Lauper, Tammy Wynette,...
Jun 4, 2012
There are lots of places out there that promise, for a “small fee”, to repair your credit. There are also lots of places out there that promise I can make $4,000 per week from home. I do not necessarily believe either of them. I think the real issue is the...
May 17, 2012
Just in case you have been living in a cave for the last 6 six years, America has been plagued financially with a recession. And while our government keeps insisting that the economy is improving, the signs of a wrecked economy still loom large above us. Prior to...
Apr 27, 2012
Recently I read an article regarding a woman who ended up in jail because she did not pay her medical bills. At first glance my thought was, “Here in America?” I thought debtors’ prisons were illegal. After my initial shock, I picked myself off the floor, took a quick...
Apr 12, 2012
Ready to retire? I know I am. My wife and I recently sat down and went over our finances. And after lots of creative money management techniques, we found that we could plan to retire as soon as the year 2097. (That is, if our great-great grandchildren decide to help...
Mar 27, 2012
For a long time I have listened to friends, acquaintances and clients talk about credit reports and credit scores. And after many years I have found that most people I have spoken to, have only a vague concept of what a credit report is and what a credit score...
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