May 31, 2022
Most of us have been there. You have a bad month financially and cannot pay your current bills. Not too long ago, if you failed to make a credit card payment, the payment was simply added on to the next month’s bill. These days, if the payment is a day or two late the...
May 31, 2022
I have been asked this question a thousand times. The quick simple answer is “no”. There is no law that requires both spouses to file for bankruptcy when one spouse needs to file. However, it is not as simple as that. The first thing to consider is if the “non-filing”...
May 31, 2022
In honor of the recent announcement of David Letterman’s retirement we have compiled our own top ten list. (minus the humor, sound effects and celebrity appearances). And so….without further ado……. America’s Top Ten states for Foreclosures! (Keep in mind that...
May 31, 2022
Okay. You talked about it and now you have decided on taking out a “Reverse Mortgage” on your home. You don’t have to make a monthly mortgage payment? You get cash from your home in monthly payments or lump sum cashout? It can even payoff your existing loan? I...
May 31, 2022
So you think you are ready to retire. Have you checked your retirement account? Are you ready now? For many Americans the thought of retirement income included Social Security, personal savings and their retirement accounts. But thanks to the “Great Recession” ...
May 31, 2022
You bought what??!? What is the craziest thing you ever purchased with a credit card? Of course what I consider crazy may be incredibly important to someone else. As an example, that original Mr. Spock Star Trek figurine in the un-opened box may seem to be an...
May 31, 2022
Can you smell it? The stench of rotten payday loans reeking in the air? Well, after decades of dealing with their insulting and border-line illegal operations, payday lenders may soon be closing shop. I have often wondered how they could be getting away with their...
May 31, 2022
As more and more Americans ready themselves for retirement, a pesky, sometimes forgotten, problem rears it’s ugly head. I’m talking about student loans. We are all aware of the student loans issues plaguing our country. After all, Student Loans, account for almost $1...
May 31, 2022
Each year, millions of people find their paycheck being garnished by a creditor. You do not want to be one of them. But if it does, what can you do? There are many options when it comes to garnishments, but it helps to first understand what a garnishment is and how it...
May 31, 2022
If you are like thousands of American’s you keep your Social Security card in your wallet. After all, isn’t this what they told you to do at the social security office? Heck, even the card itself states to keep it in your wallet. But in this day and age, this cannot...
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