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Speak desk, and tell me your secrets…..

Speak desk, and tell me your secrets…..

What does your desk say about you?  Are you organized? Are you dependable? Perhaps you are a bit neurotic? Your desk doesn’t hold back its secrets. Anyone that sees your workplace will make some immediate opinions as to your personality. Is you desk buried in...
Death of a Paperboy.

Death of a Paperboy.

It’s early on a cold winter morning. The sun still not risen. You peddle your bike hard against the wind. The bags on your handle-bars, heavy with newspapers make steering difficult. You avoid the Mastersons’ dogs as you carefully make the first turn onto your route....
NO BANKRUPTCY FOR YOU……!!!!!

NO BANKRUPTCY FOR YOU……!!!!!

So, Detroit has joined an elite group of municipalities by filing a Chapter 9 bankruptcy. And not just any bankruptcy, but, the largest bankruptcy filing in our nations history. Up until November 2012, Orange County, California held the title for the largest...

Truth in advertising….?

George C. Parker once said ”and if you believe that, I have a bridge to sell you..” Advertising policies seems to be: If you are naïve enough to believe them, than it’s really you own fault. And we are naïve bunch aren’t we? We assume that because we saw an ad on t.v....

Where is my stimulus !?

In a closed meeting in Detroit recently, the Feds pledged to give poor old bankrupt Detroit $300 million !! But do not think for a minute that this is another bailout. Oh no, think of this as more of a “stimulus” payment. However, I cannot for the moment think what...

We are closed. Come back later.

Well, it has happened. The government has decided to temporarily “shut-down” due to the lack of a new budget. And with the continuing arguments about funding and Obamacare, this shutdown, or perhaps we can call it a “show-down” stands poised to be around for some...

Protecting your castle.

Time and time again, when discussing bankruptcy, I am asked if they can protect their house when they file. This is an extremely important issue to those with homes that are contemplating filing for bankruptcy protection. So lets start with the wording of the...

The incredible vanishing income!

I admit, the title may be a little misleading at first, but if you follow me, it will eventually make sense. Once upon a time……..our Federal Government had a plan. Revamp the bankruptcy code. Or…fix something that was not broken.  Spear-headed by Citibank, the goal...

Statute of Limitations? What does that mean to me?

Statute of Limitation laws are complex and very confusing.  The idea is that there is a limit of time after an “event” to take legal action. For example, in California,  if I drive my car through your living room, you have 3 years to sue me.  However, if I...

HAPPY NEW YEAR !

Well, another year has passed and we now look forward toward 2014! So time to break open the champagne, hold your loved ones close and sing “Auld Lang Syne”. So what about ‘Auld Lang Syne”?  Most of us can hum the song and of course sing the closing line “Auld Lang...