Find Out How a Bankruptcy Lawyer in La Puente CA Can Help You
When you are looking for a Bankruptcy Lawyer in La Puente CA, what are you looking for? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. It is up to the court to decide whether the case should be dismissed. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will You Benefit Most from Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is the second option that a Bankruptcy Lawyer in La Puente CA is likely to recommend. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
Choose a Bankruptcy Lawyer in La Puente CA That Offers a Number of Advantages
There are several advantages to choosing Winterbotham Parham Teeple, a PC as your Bankruptcy Lawyer in La Puente CA. First and foremost, you will appreciate our experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. Count on us for incredibly low prices and the greatest customer service.
You Can Call Us for Help in Los Angeles County and Beyond
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a Bankruptcy Lawyer in La Puente CA.