Find Out How a Bankruptcy Lawyer in San Bernardino CA Can Help You
If you have never sought the services of a Bankruptcy Lawyer in San Bernardino CA, you might not know what to look for. You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. It is up to the court to decide whether the case should be dismissed. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Is Chapter 13 the Right Answer for Your Situation?
Chapter 13 is another option that a bankruptcy lawyer in San Bernardino CA, might suggest. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
There is a Long List of Reasons to Choose Us as Your Bankruptcy Lawyer in San Bernardino CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in San Bernardino CA means choosing a firm that offers a wealth of benefits. You will, first and foremost, value our expertise.
Since we were established in 1978, we have assisted more than 150,000 clients. We also provide you with the full benefits of dealing with an lawyer without the astronomical costs you might anticipate. With us, you receive incredibly affordable prices along with top-notch service and satisfaction.
You Can Call Us for Help in Los Angeles County and Beyond
You will have access to our team of lawyers, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. We can assist residents of Los Angeles, Orange, Riverside, or San Bernardino counties. To schedule a consultation with a bankruptcy lawyer in San Bernardino CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.